How To Be A Minimalist With Your Money

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If you’ve been around the blog for awhile now you know that I am all about minimal spending. I talk about it all the time, I practice it, I preach it, I love it. Why? Because minimal spending allows me more freedom, more time, and yes, more money in the bank!

So if you’ve been wanting to change the way you view money, think about money and spend money, you are in the right place! This post especially is perfect for you! I’m going to break down 3 things you need to stop doing in order to be a minimalist with your money.
 

How To Be A Minimalist With Your Money

1. Stop caring what other people think.

You might be called cheap or “no fun” or buzz kill or whatever new thing someone wants to call you, but you have to not care. You have to not care what other people think about the way you spend your money, because at the end of the day, it’s your money!

I can’t stress this enough. Don’t look around at what other people are buying or how they are spending their money and compare. At the end of the day you are responsible for your finances and your bank account. If you buy something or spend more on something because of someone else, that someone else doesn’t have to pay that bill. That “someone else” doesn’t have to pay that amount back on your credit card.

Don’t let other people's opinions influence you in any way when it comes to your spending habits!

 

2. Stop letting marketers tell you what you need.

Similar to not letting other people dictate your money, don’t let the media do it either. Don’t let ads or marketers in any form convince you of a need that doesn’t actually exist. I’ve talked about this on the blog before but people pay millions of dollars every year in order to try and tell you to buy their item. If someone has to spend money to tell you what you need, you probably don’t actually need it.

You see, if you actually needed the item, you would know because you wouldn’t be able to survive without it. That is in fact the definition of a “need”. So stop buying things just because advertisements have convinced you that you need an item. You don’t need it. Put your wallet back in your pocket and move on.

 

3. Stop spending unnecessarily.

Going right along with my last point, in order to be a minimalist with your money you’ll need to stop spending unnecessarily all together.

Stop buying things you don’t really need. Stop buying things on impulse. Stop buying so many “wants”. Just stop spending unnecessarily. There are few things out there that you actually need to buy. There are a few things you’d like to have and would bring you joy. But there are many more things out there that you don’t need, won’t really want after a week or so and waste all of your money.

Stop yourself from buying the majority of those things and I can guarantee you’ll be on your way to being a minimalist with your money right away!
 

I hope this encourages you and strikes a chord. I think people think that if you aren’t spending money you are not having that much fun but that is just not the case. I live a full and fun life and I always have money in the bank! Don’t confuse buying things for a full and fun life.
 

We’ll talk soon!

Lydia