A couple weeks ago I sent out an email asking you guys what other blog posts you would want me to write about. This topic was one of the most asked for posts! Which, is completely fine by me because I can totally relate!
I think we all know the feeling of starting out on a new goal. You’re excited, hopeful and ready to work your butt off to get there! Much like running a marathon you start out going strong but then somewhere along the 5th mile you realize you still have a long way to go and you’re legs are already tired.
It’s at that point in running the race, that you can start to feel really hopeless. You see people ahead of you, then people that were behind you running ahead, and all the while your legs feel like they are going to give out at any moment.
It’s in those moments that you might want to quit, throw in the towel, turn around and head towards the nearest place that serves fries (or in the real life financial marathon go drop a hundred on some new clothes). But those moments are actually really important to have because in those moments is when the marathon really starts. continue reading
As a culture we tend to want more. More time. More money. More things. We dream up the perfect life where we wouldn’t have to wait around for anything and we could have as much of whatever as we wanted.
The problem with that way of thinking is that when all you want is more, you can never be fully satisfied. Once you reach that “more” you wanted, you just want more of something else, and so on and so on. We have also started to take the basic necessities and over indulge them so much yet still believe it is in fact still a necessity, which in my opinion is one of the biggest mistakes we can make.
So today I wanted to talk about this! So, I’m taking it back to basics and explaining in detail what our actual necessities are for our lives and how you can or may already be turning them into extravagant wants veiled as necessities in hopes that you learn how to cut back and remember to be grateful for what you have. Let’s do this!
Now before anyone yells at me for talking about the holidays before we’ve even hit Halloween, just hold your horses and give me a minute to explain. The most common mistakes made when spending money for the holidays is not having a plan and starting too late. So in order to avoid that issue I’m writing this post today to help you get a head start so that when the holidays do come you can enjoy them without worrying about your bank account.
So, if I have your permission, I will continue. ;) continue reading
I’ve talked before about living within your means as much as you can in order to build savings, wealth, and to just cut down on spending unnecessary money. I’ve showed you how to build that savings, why it’s important, and how to budget accordingly. But today I wanted to talk about one part of those three things, how to live on half of your income.
For some you might right away be thinking that for you this is impossible. And while for some that might be true, (after all not all twenty somethings are newly into a corporate high paying job) for others, you just haven’t tried it yet.
A lot of times we can be completely unaware of flaws in the way we do things, even important things. Finances, are one of those important things.
I’ve written posts on how to handle your finances but today I’m writing on how to know if you need to make a change, because sometimes we don’t see it. Let me be the friend to help you figure it out. Then after, lets chat about where to go from here! ;) continue reading