Category Archives: Budgeting

Five Things You Are Wasting Money On

July 12, 2016

Want to know some of my top money wasters and budget killers? Click through to this blog post where I give you five things you are wasting your money on. They aren't worth it, but your future is! Start a budget, stop spending and start saving with some of these tips. Let me help you!

So often we can feel like we don’t have enough money for all the things we need in life. But sometimes we can be spending unnecessary money on things that really don’t need that much money. Today I wanted to give you just five things (for starters) that you are most likely spending too much money on and in other words, wasting your money on. continue reading

7 Tips For Your Minimal Budget

July 5, 2016

If you are struggling with creating or maintaining your minimal budget here are a few tips to help you keep moving forward with your goals. Click through to read seven of my tips for your minimal budget!

When trying to start out minimizing your expenses it can be hard to figure out what exactly to minimize. “Where should I cut back?” “How do I start minimizing things?” “Is this minimal enough?”

All these questions can come flooding in and when you are doing it alone it can be hard to try and figure it all out on your own, without others doing the same change.

That is where I come in.

That is where I’m here to help you figure some of this out, and today, with this post, it is How To Find Your Minimal Budget. So let’s go ahead and do that! ;)

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Three Habits To Start When You Stop Spending Money

June 28, 2016

If you've ever wondered what to do if you aren't spending money all the time or how to keep up the goal of not spending money all the time, then click through to read what three habits you should start when you stop spending money. Add these habits to your lifestyle and you will start to see a difference, and NOT just in your bank account!

If you’ve ever gone any length of time without spending money you’ve probably thought to yourself, “What am I going to do instead?”. It can seem, when we are in the habit, that the only way to have fun or have “a life” is to spend money. We get so used to doing activities that cost money as a way of entertainment, we forget or don’t realize how much money we actually spend on those things.

These last few months Greg and I have add to cut our spending down completely to just the necessities and it’s felt a little strange at times but isn’t as bad as I thought.

Where before I was so used to just going out to a thrift store as my activity for the day, now it seems weird walking in there. Where I used to just not think twice before picking up an item for a couple bucks, now I’m not constantly asking if that is even worth it?

It’s all about building habits. continue reading

Three Problems With Percentage Based Budgets vs. Minimal Budgets

May 12, 2016

Have you ever wondered exactly what living minimally meant? Or how to budget? Or if there were different types of budgets? I've been talking all month about my minimal budgets, but today I'm talking about why I do minimal budgets vs. percentage based budgets! Click through to read more!

Today to continue on with the series of living on less I’m talking today about the difference between the typical budgeting process of using percentages to divide up your income and the way I approach “budgeting” by living minimally and keeping my cost of living down. I put the word budget in quotation marks because I think that word means something different to people when they read it than what I mean when I type it.

When people think of budgets I think they tend to think of restrictions being put on your money. Or they think of a budget as a way to tell them what they can afford to spend on things. I  tend to think of budgeting as just finding an amount you can live on, and sticking to that. Living minimally (and using a budget to help you do that) to me is a lifestyle change and other budgets are just a diet of your current lifestyle. continue reading

Five Things Living On A Minimal Budget Will Do For You

May 4, 2016

If you've ever thought about living on less or leaning towards a more minimal budget and lifestyle but haven't taken the plunge yet, this post is for you. Living minimally will literally change your life for the better and I wanted to share with you guys what exactly living on a minimal budget will do for you!

Psst! If you want to start living minimally with your money make sure to sign up for my free course below!

Minimal living is something I’ve been doing for years now, at first without really realizing it! I’ve kept my spending down significantly under the amount of income I make and am able to save so much more because of it. I truly believe that minimal living is the way to create more freedom for a more awesome life! I’m determined to teach others why they should do it, and how!

Minimal living is something I’ve been doing for years now, at first without really realizing it! I’ve kept my spending down significantly under the amount of income I make and am able to save so much more because of it. I truly believe that minimal living is the way to create more freedom for a more awesome life! I’m determined to teach others why they should do it, and how!

So without further ado today’s post is talking all about what living on a minimal budget will do for you!

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