Category Archives: Budgeting

4 Tips For Combining Finances And Budgeting In Marriage

May 11, 2017

Manage your budget and combine your finances in marriage the right way with 4 tips for combining finances and budgeting in marriage!

Getting married and combining your lives is a really exciting time! Moving in together, making decisions together, and sharing your day to day is just as dreamy as it sounds, until you start actually living it.

Don’t get me wrong I love my husband to the moon and back but love doesn’t prepare you for change or make it any easier. You quickly learn things about your significant other that you hadn’t even thought about before, like how they do the dishes, or how often they change their oil or even what trashcan they prefer. Now most of those little things don’t really matter in the grand scheme of things. But there is one thing that you don’t always know before getting married that does matter and you should definitely figure out; money. continue reading

How To Stay Motivated With Your Financial Goals

April 24, 2017

It's hard to keep momentum going when you are working towards financial goals. In this post I'm talking about three different ways to stay motivated with your financial goals.

A couple weeks ago I sent out an email asking you guys what other blog posts you would want me to write about. This topic was one of the most asked for posts! Which, is completely fine by me because I can totally relate!

I think we all know the feeling of starting out on a new goal. You’re excited, hopeful and ready to work your butt off to get there! Much like running a marathon you start out going strong but then somewhere along the 5th mile you realize you still have a long way to go and you’re legs are already tired.

It’s at that point in running the race, that you can start to feel really hopeless. You see people ahead of you, then people that were behind you running ahead, and all the while your legs feel like they are going to give out at any moment.

It’s in those moments that you might want to quit, throw in the towel, turn around and head towards the nearest place that serves fries (or in the real life financial marathon go drop a hundred on some new clothes). But those moments are actually really important to have because in those moments is when the marathon really starts. continue reading

Back To Basics: How To Cut Back On The Necessities

April 10, 2017

Feeling like your paying too much for your basic needs and not sure how to cut back? Click through to read about how to not overindulge and cut back on the necessities!

As a culture we tend to want more. More time. More money. More things. We dream up the perfect life where we wouldn’t have to wait around for anything and we could have as much of whatever as we wanted.

The problem with that way of thinking is that when all you want is more, you can never be fully satisfied. Once you reach that “more” you wanted, you just want more of something else, and so on and so on. We have also started to take the basic necessities and over indulge them so much yet still believe it is in fact still a necessity, which in my opinion is one of the biggest mistakes we can make.

So today I wanted to talk about this! So, I’m taking it back to basics and explaining in detail what our actual necessities are for our lives and how you can or may already be turning them into extravagant wants veiled as necessities in hopes that you learn how to cut back and remember to be grateful for what you have.  Let’s do this!

continue reading

How We Spend Only $30 A Month On Household Supplies

December 8, 2016

Our $30 budget for household supplies is detailed in this post. What we spend money on, how often and how much!

My last post I decided to divulge all our secrets about how my husband and I only spend $200 on our food every month. I know you guys love it when I post details of our finances and I’m pretty much an open book so I decided to do it again in today’s post and talk about our household money.

Today I’m going to share some of our ways with you of how we manage a $30 monthly budget for all of our household items! continue reading

Five Ways We Keep A $200 Grocery Budget

December 6, 2016

How we keep a grocery budget of $200. All the tips, strategies, and examples you need to give you some inspiration and motivation!

One of the hardest expenses for people (and us) to budget is food. It is so easy to blow through money on food because you literally just eat it away. Then two hours later you are hungry again and there is no sign there was ever food bought in the first place.

From groceries, to going out to eat, to convenient snacks or coffee shops we spend so much money stuffing our faces and half the time we don’t even realize it.

Greg and I however, have managed to keep our food budget at $200 for the last 2.5 years and have never starved or gone hungry because we ran out of money. It’s not always a five star dining kind of life, but it’s possible and keeping our food money this low has allowed us to do a lot more with our money in other places, so it’s always worth it. continue reading